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Many times debtors and creditors cannot get past their emotions to even think about settling a matter. Melucci, Thomas and Brown is a professional debt negotiating firm whose expertise lies in reducing problem debt for consumers and businesses for pennies on the dollar. Let us take care of your debt so that you can concentrate on your work. Call today. (888) 475-2610 If creditors have your number, you should have ours. (888) 475-2610 Many times debtors and creditors cannot get past their emotions to even think about settling a matter. Our specially trained negotiators are experts at obtaining favorable results which often lead to continued relationships between the debtor and the creditor. Settle debts for pennies on the dollar. Our proven track record in the past eight years has been 50% to 90% reductions. Don't consolidate your debt, negotiate your debt. We guarantee results or you pay us nothing. 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